Motor Vehicle Insurance: Declining UIM/UM Coverage, DON’T DO IT

By Attorney Mark Malone Selecting Underinsured Motorist Coverage (“UIM”) and Uninsured Motorist Coverage (“UM”) are two options you have when you select a motor vehicle insurance policy. Colorado mandates that you must have limits of insurance of at least $25,000.00, but UIM and UM insurance is optional. Declining these options is very risky! UM and […]